New investment to also accelerate the AI-driven evolution of BKN301’s digital banking architecture, starting with the acquisition of Planky.

Key points: 

• The investment strengthens BKN301’s growth and innovation roadmap, fuelling expansion across markets, technology advancement, and an ambitious M&A Plan. BKN301 completes the acquisition of Planky, the UK-based technology company specialised in AI-powered financial analytics and open banking solutions.
• The new funding reinforces BKN301’s position as a leading fintech infrastructure provider, leveraging innovations to deliver next-generation digital banking services across the EMEA region.

London, November 25, 2025

BKN301 Group, a global Fintech Architecture Provider, has announced major milestones marking a new phase in its growth journey: it has secured credit facility from funds and accounts managed by BlackRock, and acquired Planky, a UK-based tech company specialized in AI-driven financial analytics and open banking. The credit facility goes alongside its latest Series B round. Together with the latest Series B, it takes the total amount raised to €33 million.

The new financing will also accelerate BKN301’s roadmap, enabling the company to scale its digital banking architecture platform across EMEA markets. By combining modular digital banking infrastructure with advanced data analytics and machine learning, BKN301 continues its mission to power financial innovation in emerging economies and beyond.

AI-driven evolution: Planky’s integration into BKN301

Through the acquisition of Planky, BKN301 gains a proprietary AI and data analytics engine that will be fully integrated into its digital banking architecture.
Planky’s machine learning models, specialized in real-time financial insights, behavioural scoring, and predictive analytics, will enhance the intelligence and automation of BKN301’s platform.

This integration will enable financial institutions and fintechs using BKN301’s technology to deliver smarter, faster, and more personalised digital banking experiences, while maintaining high compliance and scalability standards.

 

“This milestone marks a defining moment for BKN301,” said Stiven Muccioli, Founder & CEO of BKN301.
“With the growth financing and Planky’s AI capabilities, we’re accelerating toward our vision of a next-generation fintech infrastructure — one that’s intelligent, open, and designed to empower financial inclusion at scale across emerging markets.”

 

Strategic momentum and future roadmap

The extended Series B and the acquisition of Planky come as BKN301 continues to expand its presence across Europe, the Middle East, and Africa, supporting banks, fintechs, and corporates with an agile, AI-powered infrastructure.

The company’s growth strategy for the next 18 months includes:

• Strengthening its AI and data analytics capabilities across the core platform.
• Expanding strategic partnerships with regional financial institutions.
• Exploring new M&A opportunities to accelerate technological innovation and market reach.

 

“We’re building the rails for the next wave of financial innovation,” added Muccioli.
“AI is transforming how financial services operate, and BKN301 is at the forefront — combining intelligence, scalability, and regulatory readiness to help our clients innovate faster.”

 

About BKN301

The BKN301 Group is a Fintech Architecture Provider with offices in London, Milan, San Marino, and Doha that supports banks and fintech companies to modernize their systems while preserving the value of what already works.

Our cloud-native, proprietary suite enables institutions to modernize legacy architectures without disruption, speeding time-to-market and ensuring long-term scalability.

The platform is built on three core components: the API Orchestrator, the Data Decoupling Layer, and the Business Logic Engine. These components work together to provide a flexible, vendor-neutral foundation. The API Orchestrator expands this foundation by connecting core banking, open banking, payment processing, AI, GenAI, and many other capabilities.

The Data Decoupling Layer standardises data to enhance operational resilience, ensure consistency, and provide an AI-ready foundation. This future-proof architecture lets financial institutions focus on innovation and growth while we manage the underlying complexity.

Since 2021, BKN301 has expanded across EMEA, advancing a more connected, data-driven, and inclusive financial ecosystem.