The BKN301 team channels the impact of Money20/20 Europe 2025 in Amsterdam into sharper insights and renewed focus, shaped by time, reflection, and market signals.
The conversations have evolved. It’s no longer just about integrating financial tools into digital platforms. Today’s demand is for robust financial infrastructure: scalable, compliant, and cost-efficient systems that support business growth across borders. This shift came through clearly in our discussions and aligns with the approach we’re taking at BKN301.
Embedded Intelligence
One of the most prominent themes at Money20/20 Europe 2025 was the rise of embedded intelligence.
Artificial intelligence (AI) is actively reshaping the financial services landscape — from fraud detection systems that adapt in real time, to credit models that understand nuance and context like never before. We are entering a new phase where smart finance becomes reality. Money is starting to “think,” and the first wave of AI-powered financial products is already reaching the market.
The Future of Fintech Infrastructure
Fintech is no longer just a vertical — it’s a foundational layer that extends across industries. At BKN301, we support this transformation by building modular, flexible infrastructure designed to integrate seamlessly with emerging ecosystems and scale efficiently.
Open Banking: Evolving with Confidence
Open banking is entering a new stage. While fintechs were once the main drivers, banks are now reclaiming a central role — not through resistance, but through partnership. They are key to enabling trust, interoperability, and scale. At Money20/20 Europe, discussions around pay by bank solutions, PSD3 regulation, and adoption challenges highlighted the ongoing complexity and potential of this space. APIs, customer experience, and security remain top priorities.
In this context, collaboration with forward-looking fintech infrastructure providers like BKN301 is more essential than ever. Together, we can unlock innovation, bridge operational gaps, and confidently meet the expectations of a rapidly evolving market.
